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Showing posts from August, 2019

The Great Mystery of Liability Claims and Policy Limits

There is a great deal of confusion about the different types of liability claims and the insurance coverage that applies. People wonder why there was full medical coverage for their friend’s accident, while they are paying out of pocket for their doctor’s bills.   People wonder why they can only collect $25,000 as compensation on their liability claim, even though they have catastrophic injuries, while somebody else collects $50,000 for much less serious injuries.   We are going to solve this mystery for you, right here and right now, so you won’t keep asking your Queens, Bronx, Manhattan or Brooklyn personal injury attorney questions about this until the wee hours. What is a Liability Claim? A liability claim is a negligence claim.   A negligence claim is a claim against a person or entity (business, city, etc.) that made a mistake that harmed you.    Somebody didn’t drive properly, or they didn’t build something properly, and now you are suffering, and they are “liable” for y

What Damages can be recovered for Personal Injury Claims?

Most people know that they can collect money for “pain and suffering” from parties that accidentally or intentionally harm them, but wonder if there are other types of compensation that can be collected.   This will help you get the big picture about the structure of personal injury claims, so that wh en you consult with your Brooklyn car accident attorney or NYC Construction accident attorney, you will be able to ask great questions. Future Medical Costs For most car accidents, first-party “no-fault” benefits will cover $50,000 in medical bills, lost earnings and out-of-pocket expenses.   This fund will usually be sufficient to cover current medical costs, but some types of injuries can cause problems much later in life.    Of course, severe injuries such as Traumatic Brain Injuries and Spinal Cord Injuries will cause lifelong problems, but even relatively minor injuries can often cause problems later in life.   For example, soft tissue injuries to the neck, back and extremiti