How to Handle a Truck Accident Case

 

Truck accidents cause more serious and catastrophic injuries than all other types of motor vehicle accidents combined, making them the leading cause of disability in the United States. Truck accident injuries can have a devastating financial impact on the entire family, due to lack of income and astronomical out of pocket medical expenses. Catastrophic injuries can cause long term or even permanent disability and no-fault insurance only covers the first $50,000 for medical, lost earnings and related first party benefits. That’s why it’s important to hire the best truck accident lawyer in NYC that knows how to maximize your claim and find deep pockets.

Medical Care and Lost Earnings

The best New York City catastrophic injury attorneys know that helping their clients get access to state of the art medical care is priority number one. No-fault insurance will be the primary source of funding, but it often runs out quickly. The next place to turn is to health insurance, but some policies also have total limits for payout. That’s why the best truck accident lawyers in NYC know that they may need to go the extra mile to help their clients get temporary access to Medicaid until their cases are settled or go to verdict. Settlement of a truck accident case must take into consideration the total amount of medical expenses and lost earnings for the client’s entire life expectancy, which means fighting to collect a very significant sum of money.

Finding Deep Pockets

The minimum insurance policy in New York is $25,000 per person and $50,000 per incident for liability coverage. Commercial vehicles usually carry much larger policies, but there are many cases where $100,000, $250,000 or even $1,000,000 in coverage is not sufficient. That’s when the best New York City catastrophic attorneys will go the extra mile to make claims against deep pockets that have contributed to the crash. For example, the accident might be caused, at least in part, by the inability to clearly see a traffic signal because the foliage surrounding it was overgrown. This can bring in a municipality with deep pockets. In other cases, the accident might have been caused by improper loading of the truck by a third party.

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