The Great Mystery of Liability Claims and Policy Limits
There is a great deal of confusion about the different types of liability claims and the insurance coverage that applies. People wonder why there was full medical coverage for their friend’s accident, while they are paying out of pocket for their doctor’s bills. People wonder why they can only collect $25,000 as compensation on their liability claim, even though they have catastrophic injuries, while somebody else collects $50,000 for much less serious injuries. We are going to solve this mystery for you, right here and right now, so you won’t keep asking your Queens, Bronx, Manhattan or Brooklyn personal injury attorney questions about this until the wee hours. What is a Liability Claim? A liability claim is a negligence claim. A negligence claim is a claim against a person or entity (business, city, etc.) that made a mistake that harmed you. Somebody didn’t drive properly, or they didn’t build something properly, and now you are suffering, and...